A2iA CheckReader: Comprehensive Check Engine (OCR, OMR, ICR, IWR, Courtesy and Legal Amounts CAR + LAR)

A2iA CheckReader is a set of advanced image analysis and intelligent recognition engines that enable software applications to capture handwritten and machine printed information from all areas of checks, and capture handwritten or machine-printed amounts from money orders, deposit slips, remittance coupons and other related payment documents.

A2iA CheckReader is a set of advanced image analysis and intelligent recognition engines that enable software applications to capture handwritten and machine printed information from all areas of checks, and capture handwritten or machine-printed amounts from money orders, deposit slips, remittance coupons and other related payment documents.

Successfully deployed within the following applications, A2iA CheckReader stands out as an industry leader: check processing, remittance processing, fraud detection, CRMs, Check 21, branch capture, merchants, point-of-deposit, fraud detection, ATMs, centralized and de-centralized capture, image quality analysis (IQA), and image usability analysis (IUA).

Using its own proprietary, advanced neural network and artificial intelligence, A2iA CheckReader cleans, de-slants and segments writing into words, numerals and characters while providing recognition and information about check image quality, usability and negotiability. A2iA’s proprietary recognition engines (OCR, ICR, and IWR – Intelligent Word Recognition) are precision-engineered to work together to provide extremely high read-rates and unparalleled accuracy, while still leaving computer resources available for other applications and operations such as teller software and ATM functions, reducing data-entry time and costs in ATM check acceptance, branch or distributed capture, remittance, and proof operations.

On check images, A2iA CheckReader can accurately read and locate:

• Courtesy and Legal Amounts (CAR and LAR)
• Address of the Payor
• Date
• Payee Name
• MICR Codeline
• Presence of the Signature

Other Key A2iA CheckReader Features:

• Black List Payee Name Detection
• CAR / LAR Mismatch Detection
• Check Image Quality
• Image Usability Analysis
• Image Replacement Document Recognition
• Money Order Detection and Recognition
• Payment Type Classification

Applications

Check processing

A2iA CheckReader automatically recognizes courtesy and legal amounts (CAR+LAR) on all bank payment forms: checks, deposit slips, etc. The software can be used at both centralized and decentralized locations (banking branches or directly at large remitters).

Remittance processing

A2iA CheckReader recognizes courtesy and legal amounts on checks provided with payment coupons. The software bases itself on the information supplied on the coupon to validate the check amount (CAR+LAR).

Consistency control and fraud detection

A2iA CheckReader scans checks to make sure that the required fields - courtesy and legal amounts, date, payee name and signature have been filled out. The software also verifies that the courtesy and legal amounts are consistent.

Money laundering Detection

With A2iA CheckReader, fraud detection can be automated, thereby meeting the latest conditions for fighting money laundering and terrorism financing. The software recognizes the name of the check's drawer and payee, and can spot fraudulent and money-laundering operations by validating checks against various blacklists.

ATM (Automated Teller Machine Check Deposits)

A2iA CheckReader recognizes checks deposited at ATMs and completes the mandatory consistency controls.
The software allows the address block printed on the check to be checked against the data supplied by the bankcard in order to verify the remitter's identity.

Check Mining (Customer Relation Management)

A2iA CheckReader scans all of the information in the address block. This data can be used to manage customer knowledge: geomarketing, database building, etc.